Customer Lifetime Value Calculator

Free customer lifetime value calculator. Multiply purchase value by frequency and lifespan to estimate CLV.

lifetime value calculator

How Customer Lifetime Value Calculator Works

CLV = Average Purchase Value × Purchase Frequency × Customer Lifespan. Or for SaaS: CLV = (MRR per Customer × Gross Margin %) ÷ Monthly Churn Rate.

CLV:CAC Ratio Benchmarks

LabelMeaning
CLV:CAC above 5:1Strong — consider increasing acquisition investment
CLV:CAC 3:1Minimum healthy benchmark (David Skok)
CLV:CAC 1:1–3:1Marginal — improve retention or reduce CAC
CLV:CAC below 1:1Losing money on every customer

Source: David Skok, For Entrepreneurs; HubSpot Customer Success benchmarks

Frequently Asked Questions

What is Customer Lifetime Value?

Customer Lifetime Value (CLV or LTV) is the total revenue expected from a customer over their entire relationship with your business. For SaaS: CLV = (MRR × Gross Margin) ÷ Monthly Churn Rate. A customer paying $500/month with 80% gross margin and 2% monthly churn has a CLV of $20,000.

What is a good CLV?

CLV has no absolute benchmark — it's meaningful relative to CAC. The 3:1 LTV:CAC ratio (David Skok) means CLV should be at least 3x what you spent to acquire the customer. The higher the better, within reason.

How do I increase CLV?

Three levers: reduce churn (highest leverage — every retained month adds directly to CLV), increase expansion revenue (upsells multiply the MRR base), and raise prices for new customers (if NRR is strong, the market is likely under-priced).

Is my data stored?

No.

Can I use this on mobile?

Yes.

About This Tool

Built by the Calcyo team and last updated June 2026. All calculations follow industry-standard methodology. No data leaves your browser — calculations run entirely client-side using JavaScript. If you spot an error in the formula or benchmark data, email us at support@calcyo.xyz.

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